Medium term loans are designed to help our customers with items of capital in nature such as improvements to their premises, businesses and/or develop themselves financially.

Our medium term credit facilities include:

FOSA Loan
  • Member MUST channel/have their net salary paid through FOSA
  • Based on your (net) salary and ability to repay
  • Repayment period of up to 48 months
  • Maximum loan amount is Kes 2.5 million
  • Interest rate is 15% per annum
Refinancing loan
  • The loan must be fully guaranteed by non-withdrawable deposits
  • Maximum repayment period is 24 months
  • Interest rate is at 12% per annum on a reducing balance
School fees loan
  • The loan must be fully guaranteed by non-withdrawable deposits
  • Maximum repayment period is 18 months
  • Interest rate is 12% per annum on a reducing balance